Liability Insurance Coverage

Liability Insurance Coverage is an important form of insurance that provides protection against financial losses due to legal action. It can protect individuals and businesses from any claims made against them for bodily injury, property damage, or personal and advertising injury caused by their negligence. By having liability insurance coverage, you are ensuring that you will not be held financially responsible if someone sues you.

Furthermore, this type of coverage can also provide protection in the event of a third-party claim for medical expenses related to injuries sustained on your property or business premises. Liability Insurance Coverage also covers monetary damages resulting from libel or slander lawsuits filed against you or your company. In addition, it may even cover the cost of defending yourself in court should a lawsuit arise.

On the contrary, Liability Insurance Coverage does not cover intentional acts such as theft or vandalism, nor does it provide protection against errors and omissions when providing professional services. Moreover, any damages caused by pollution events are typically excluded from most standard policies; thus environmental liability insurance is usually needed in these cases.

In conclusion, Liability Insurance Coverage is an essential form of protection for anyone who owns a business or has significant assets they need to protect from legal action taken by others. It is important to understand the details and exclusions associated with this type of policy so that you can make an informed decision about what level of coverage is right for you. Additionally, consulting with an experienced insurance provider can help ensure that you have adequate coverage for your circumstances.

Skip Hire Prices

We offer public liability, professional indemnity, employers liability, and product liability insurance to cover skip hire costs.
Yes, depending on the scope of your project and the risks associated with it, you may need to purchase additional coverage such as contractor’s all-risk or motor fleet insurance.
The cost of liability insurance depends on a variety of factors including the size of the company, the value of the equipment being hired, and any special requirements that may be needed for specific projects or locations.
Your policy should start covering you from when you take out cover up until the expiry date stated in your policy documents.